Name common financing options in real estate transactions.

• A. Only conventional fixed-rate loans
• B. Conventional (fixed-rate), FHA, VA, fixed/adjustable-rate mortgages, seller financing
• C. Cash offers only
• D. Interest-only loans only

Answer: (B)

Common financing options in real estate transactions cover a range of loan types and payment arrangements, not a single method. Conventional fixed-rate loans provide stability with the same payment over the life of the loan. Government-backed programs like FHA and VA loans expand access by allowing lower down payments and more flexible qualification. Mortgage structures can be fixed-rate or adjustable-rate, depending on how the interest rate changes over time. Seller financing offers an alternative where the seller lends to the buyer, often with negotiable terms. Cash offers represent a payment method rather than a financing program, and interest-only loans, while possible, are not as widely used and don’t capture the standard set of mainstream options. So the broad mix of conventional fixed-rate, FHA, VA, fixed/adjustable-rate mortgages, and seller financing best reflects common financing paths.